Pet Insurance: Peace of Mind When It Matters Most
Accidents and illnesses can happen when you least expect them! Pet insurance helps ensure your pet can receive the care they need when it matters most. We work with all Canadian pet insurance providers and are happy to submit claims on your behalf.
Ask Us About Pet Insurance
What Pet Insurance Helps Cover
Accidents
Broken bones, lacerations, swallowed foreign objects, and other sudden injuries can lead to surgery, imaging, and hospital stays that add up quickly.
Illnesses
From infections and digestive upset to unexpected diagnoses, insurance helps you say yes to diagnostics, medications, and specialist care.
Emergencies
When the unexpected happens after hours, coverage lets you focus on your pet's recovery instead of the bill.
Explore Your Options
Every pet and every budget is different. Here are some of the well-known providers in Canada. Compare coverage, deductibles, reimbursement levels, and waiting periods to find the right fit.
Trupanion
Canadian-founded provider offering a single plan for life that covers new, unexpected illnesses and accidents.
Visit Trupanion →Petline / Petsecure
One of Canada's first pet health insurers, with over 30 years of experience protecting pets.
Visit Petsecure →Pets+Us
Choose between Accident or Accident & Illness plans, with optional wellness coverage available.
Visit Pets+Us →Fetch
Lets you use any licensed vet in Canada or the U.S., with reimbursement of up to 90% of covered costs.
Visit Fetch →Montrose Pet Clinic does not endorse any single provider. Coverage, pricing, and eligibility vary by plan and province, and most policies include waiting periods and exclude pre-existing conditions. Please review each policy's terms carefully.
How Claims Work With Us
Visit Our Clinic
Your pet receives the care they need from our veterinary team.
Share Your Policy
Give us your insurer and policy or claim details at checkout or by email.
We Submit Your Claim
Our team sends the invoice and medical records to your provider on your behalf.
Get Reimbursed
Your insurer reviews the claim and reimburses you according to your plan.
Pet Insurance FAQs
Does pet insurance only matter for travel?
No. Insurance is mainly protection against the cost of accidents and illnesses, whether at home, at the park, or on the road.
Which insurance companies do you work with?
We work with all Canadian pet insurance providers, including Trupanion, Petline/Petsecure, Pets+Us, and Fetch.
How do I send my pet's records to my insurer?
Call or email us with your claim details and our front-desk team will submit invoices and medical records on your behalf.
When should I get pet insurance?
Earlier is better. Pre-existing conditions are generally not covered, so enrolling while your pet is young and healthy gives you the broadest protection.